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About us

Let's embark on the journey of how it all started

Our pledge to excellence in providing personalized mortgage solutions for your unique path to financial success and homeownership.

Get in touch

Our Story

David Sadek
Founder

With over 40 years of mortgage industry experience, we are a licensed, locally based mortgage broker committed to finding the right home financing solution for you. Unlike banks, we are not tied to a single lender, which means we can compare mortgage options from a range of wholesale lenders to find a loan that fits your needs and financial goals. Our independence gives you greater flexibility, more choices, and the opportunity to secure competitive rates and terms — all with a personalized approach designed to make your mortgage process smoother, simpler, and more affordable.

14 days

Avg. Closing Time

Excellent

Reviews

40+

Years of mortgage experience

HOW IT WORKS

Our simple home loan process

1
Pre-Approval

Share your financials to see how much you can borrow and at what rate.

2
Loan Application

Find a home within your budget and formally apply for a mortgage.

3
Lock Rate

Secure a fixed interest rate for your mortgage during the lock-in period.

4
Loan Processing

The lender verifies your details and appraises the property.

5
Underwriting

The underwriter reviews your application to decide loan approval.

6
Closing

Sign final documents, pay closing costs & officially own your new home.

Our presence

Licensed in 5 states currently

Our team

Meet our team of mortgage experts

David Sadek
Loan Officer  |  NMLS #17912
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Frank Da Silva
 VP Mortgage Lending |  NMLS #1901327
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Gavin Katz
 Loan Originator  |  NMLS #2670443
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Karl Ludwig
 Loan Originator  |  NMLS #1791381
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Patrick James Hanson
 Loan Originator  |  NMLS #2088114
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Stephen Tinney
 Loan Originator  |  NMLS #2099868
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Ken Goffstein
VP of Retail Lending  |  NMLS #90513
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Take your first step towards your home loan journey